Term Loan
A lump sum at a fixed rate, repaid on a schedule set before anything is signed.
- Funding amount
- $10,000 – $1,000,000
- Starting rate
- From 6%
Capital for every stage of growth
Line of Credit
A facility approved once and drawn at will, with interest only on the balance taken.
- Credit limit
- Up to $1,000,000
- Term
- 12–36 months
- Starting rate
- From 5.5%
- Time to fund
- 1–2 days
Line of Credit
The structure, in two paragraphs
A line of credit establishes a limit the business may draw against as required rather than receiving a single sum. Interest is charged on what is drawn, not on the facility, and as the balance is repaid the available credit is restored.
An undrawn facility costs nothing to hold, which makes it the one structure here worth arranging before it is needed — and the moment at which it is easiest to obtain, because a business not yet under pressure is assessed more favourably than one that is.
What it provides
Why a business selects this one
- Pay only for what you use
- Revolving access
- No cost while undrawn
- Transparent terms
The application
Begin your application
A few minutes, no fee, no obligation, and no impact on the owner's credit to see what the network will offer.
Rather talk to somebody first? (844) 315-6417.
All six
How it compares with the other five
Line of Credit
A facility approved once and drawn at will, with interest only on the balance taken.
- Credit limit
- Up to $1,000,000
- Starting rate
- From 5.5%
Short-Term Business Loan
The same structure as a term loan, repaid across a shorter horizon.
- Funding amount
- $10,000 – $1,000,000
- Starting rate
- From 6%
Working Capital Loan
Capital for the running of the business rather than the growing of it.
- Funding amount
- Up to $1,000,000
- Starting rate
- From 4.5%
Equipment Loan
For machinery, tools and technology, with the equipment itself as security.
- Funding amount
- Up to $250,000
- Starting rate
- From 8%
Merchant Cash Advance
A lump sum against future card receipts, recovered as a share of those receipts.
- Funding amount
- Up to $500,000
- Factor rate
- 10% – 35%