Draw What You Need. Pay for What You Use.
A flexible capital facility that lets you access funds precisely when you need them. Manage cash flow, seize opportunities, and maintain financial stability on your terms.
What Is a Line of Credit?
A line of credit provides flexible financial support, allowing your business to draw funds as needed rather than receiving a single lump sum. Similar to a credit card, it establishes a limit you can access whenever required, with interest charged only on what you use. As you repay, your available credit is restored — ideal for managing cash flow, addressing unexpected expenses, and capitalizing on new opportunities.
Why Choose Legacy for Your Line of Credit?
Access flexible capital tailored to your business needs. Our streamlined process respects your time, while transparent terms ensure clarity at every step. A dedicated advisor works closely with you to build a credit facility that strengthens your financial foundation.
- Pay only for what you use
- Revolving access
- Transparent terms
- Efficient draws
Advantages of a Line of Credit
A line of credit offers the flexibility to access funds whenever needed, making it well-suited for managing operations and unexpected expenses. You only pay interest on what you draw — a cost-effective approach that stabilizes cash flow and supports timely decision-making.
Revolving Access
Draw, repay, and draw again — credit is restored as you pay down.
Cost Efficient
Interest only on the amount you actually borrow.
Operational Agility
Capitalize on opportunities the moment they arise.
Cash Flow Stability
Navigate slower periods with confidence and consistency.