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Legacy Business Funding

The Foundation for Your Business's Next Chapter

We connect established businesses with the right capital through a network of over 75 trusted lending partners. Straightforward terms, dedicated advisors, and a process built around your time.

No impact to your credit 75+ lending partners Funding available within 24 hours
$3B+Capital Deployed
75+Lending Partners
Since 2014Serving Small Business
4.9/5Client Rating
Financial Solutions

Capital for Every Stage of Growth

Whatever your industry or objectives, we match you with the right structure — from revolving credit facilities to fixed-rate term loans.

Term Loans

Fixed rates and predictable payments for businesses ready to expand with certainty. Structured capital up to $1M with clear, transparent terms.

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Line of Credit

Draw what you need, pay interest only on what you use. A flexible facility for managing cash flow and capitalizing on timely opportunities.

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Equipment Financing

Upgrade tools and technology without depleting cash reserves. Manageable payments with the equipment itself often serving as collateral.

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Short-Term Capital

Efficient access to capital for time-sensitive needs. Streamlined approval and structured repayment to keep your business moving forward.

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Working Capital

Cover payroll, inventory, and operational expenses with capital tailored to your business rhythm. Maintain momentum through every cycle.

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Merchant Cash Advance

Receive a lump sum in exchange for a share of future card sales. Repayments scale with your revenue, easing pressure during slower periods.

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Our Process

A Clear Path Forward

We designed our process to respect your time. Most businesses move from application to funded within 48 hours.

Submit Your Application

Share the essentials about your business. We use a soft credit inquiry — there is no impact to your score — and begin matching you with the right lending partners.

Review Your Options

Receive tailored offers from our network of 75+ lenders. Compare rates, terms, and structures with your dedicated advisor. No pressure, no obligation.

Receive Your Capital

Select the offer that aligns with your goals, sign digitally, and see funds deposited to your account. Put the capital to work on your terms.

Capital Aligned to Your Goals

Funding With Purpose

Legacy Business Funding partners with you to understand what your business actually needs. With tailored solutions and dedicated advisory support, we help you deploy capital where it matters most — cultivating durable growth across every stage of your business.

  • Purchase Inventory
  • Launch Marketing Campaigns
  • Fulfill Payroll
  • Grow Your Team
  • Renovate Facilities
  • Upgrade Equipment
  • Stabilize Cash Flow
  • Consolidate Business Debt
Small business owner planning growth
Client Experiences

What Our Clients Say

★★★★★

"Legacy moved efficiently and kept us informed at every step. Our rep was responsive and genuinely understood our goals. Our third location is open because of them."

MR
Maria R. Restaurant Owner, Texas
★★★★★

"They walked me through three different structures and helped me pick the one that actually fit my sales cycle. The level of expertise and care made all the difference."

JD
James D. Manufacturing, Ohio
★★★★★

"The line of credit has been transformative for our cash flow management. We only pay for what we use, and the approval process was straightforward. Exactly what a growing business needs."

SP
Sarah P. Construction, Florida
Common Questions

Frequently Asked Questions

Most approved applicants receive funds within 24–48 hours of signing their agreement. The timeline depends on the program and your specific circumstances.
No. We perform a soft inquiry to review your options — there is no impact on your credit score. A hard inquiry only occurs if you choose to proceed with a specific lender, with your permission.
Most of our programs require at least 6 months in business, $10,000 or more in monthly revenue, and a U.S. business bank account. If you've been turned down elsewhere, we encourage you to apply — our broad lender network often finds solutions where traditional banks cannot.
Depending on your program and financials, anywhere from $10,000 to $1,000,000. Your dedicated advisor will walk you through exactly what you qualify for.
No. There are no application fees, no upfront costs, and no obligation to accept any offer we present. All terms are disclosed transparently before you sign.
Let's Get Started

Let's Discuss Your Capital Needs.

Our advisors are ready to help you find the right funding structure for your business.