Term Loan
A lump sum at a fixed rate, repaid on a schedule set before anything is signed.
- Funding amount
- $10,000 – $1,000,000
- Term
- Up to 24 months
- Starting rate
- From 6%
- Time to fund
- 1–2 days
Since 2014 · 75+ lending partners
The foundation for yourbusiness's next chapter.
Legacy Business Funding connects established businesses with capital through a network of 75+ lending partners. Straightforward terms, a dedicated advisor, and a process built around your time.
- No impact to your credit to see offers
- 75+ lending partners
- Funding available within 24 hours
- No fee to apply
Begin your application (844) 315-6417
A soft enquiry only, and no fee whether an offer is accepted or not.
$3B+ arrangedThrough 75+ lending partners
$3B+Capital deployed
75+Lending partners
2014Serving small business since
4.9/5Client rating
The six
Capital for every stage of growth
Whatever the industry or the objective, one application reaches all six. What comes back depends on what the business turns over, how long it has traded, and what the money is for.
Line of Credit
A facility approved once and drawn at will, with interest only on the balance taken.
- Credit limit
- Up to $1,000,000
- Term
- 12–36 months
- Starting rate
- From 5.5%
- Time to fund
- 1–2 days
Short-Term Business Loan
The same structure as a term loan, repaid across a shorter horizon.
- Funding amount
- $10,000 – $1,000,000
- Term
- Up to 24 months
- Starting rate
- From 6%
- Time to fund
- 1–2 days
Working Capital Loan
Capital for the running of the business rather than the growing of it.
- Funding amount
- Up to $1,000,000
- Repayment
- Daily or weekly
- Starting rate
- From 4.5%
- Time to fund
- 1–2 days
Equipment Loan
For machinery, tools and technology, with the equipment itself as security.
- Funding amount
- Up to $250,000
- Term
- 1–5 years
- Starting rate
- From 8%
- Repayment
- Monthly
Merchant Cash Advance
A lump sum against future card receipts, recovered as a share of those receipts.
- Funding amount
- Up to $500,000
- Repayment
- Daily or weekly
- Factor rate
- 10% – 35%
- Time to fund
- 1–2 days
From application to funded
Three stages, at your pace.
A few minutes to apply, a day or two to compare, and nothing owed until you choose.
Step 01
Submit your application
Tell us about the business. It takes a few minutes, costs nothing, and does not affect the owner's credit — the enquiry is a soft one.
Step 02
Review your options
One application reaches 75+ lending partners and the offers return together, at no cost, so they can be compared side by side rather than accepted one at a time.
Step 03
Receive your capital
Select the structure that fits, or none of them. Funds are ordinarily available within 24 hours of signing, and nothing is owed if every offer is declined.
The commitments
Three commitments to every client
Clarity
Every term, every fee and every timeline disclosed before you commit. Informed business owners make better decisions, and the process is built around that.
Precision
No one-size-fits-all product. Each recommendation is matched to the business's stage, industry and objectives.
Partnership
An advisor available throughout the life of the funding, not only during the application.
Before you begin
Stated plainly
- No collateral on most programmes
- Five of the six require nothing pledged. Equipment financing is secured on the equipment it acquires, which is what makes its rate the lowest and its qualification the most forgiving.
- No fee to the business
- Nothing is payable to us at any stage, whether an offer is accepted or every one is declined.
- A soft enquiry only
- Seeing what the network will offer does not affect the owner's credit score. A hard enquiry occurs later, with your agreement, if you proceed with a particular lender.
- Rates are floors, not quotes
- Every rate on this site is where the network starts. What a particular business is offered depends on how it trades.
The application
Begin your application
A few minutes, no fee, no obligation, and no impact on the owner's credit to see what the network will offer.
Rather talk to somebody first? (844) 315-6417.